Tuesday, August 7, 2012


If the 50-year loan for a HDB flat is a "gimmick" [Link], can the current selling price of HDB flats be more than a gimmick?

For the love of money, our mintsters are selling HDB flats at 'market subsidy' (just wtf is that?) price.

Like the "churning" done in the insurance industry where policyholders are asked to buy and sell their unit trusts to profit their agents, HDB has been en-bloc'ing blocks after blocks of flats, rebuilding from 10-storeys high to more than 30-storeys high. I must admit that they do great in building more homes for the people but, to profiteer by selling them at astronomical 'market subsidy' price is more than a "gimmick" - defined as: A device employed to cheat, deceive, or trick, especially a mechanism for the secret and dishonest control of gambling apparatus.

When I see the demolition and rebuilding of flats at Commonwealth Drive and other estates, I'm amazed how the so many flats built in the sky are enriching the elites and the well-connected. When so many flats are being built due to the inflated population perpetrated by PAP's fook-the-citizens immigration policy, where does the profit of these sales go to? Can they be used to buy more Olympic medals by Stinkaporising PRCs sports talents? We've bought some in table tennis. How about buying some gymnasts, no? Maybe we can buy Americans too. Gabrielle Douglas, anyone?  What about 9.63sec Jamaican Usain Bolt?

Much has been said and compared between Ms Feng Tianwei's Olympic bronze medal effort with Mr Tan Howe Liang's silver [Link]. I'm shocked that writer Phan Yoke Fei wrote, "conclude that our society is losing its sense of neighbourliness and fast losing any ability to forgive, much less support, our less capable colleagues and friends' (now where did that come from?). Maybe Phan should know that most Singaporeans aren't against foreign talents. Most Singaporeans are just disgusted by PAP's blind and shameful ambition for vainglory. To allow foreign talents into Singapore is positive. However, to spend taxpayers money, to pick and choose and import foreigners for the single purpose of showboating is deplorable. It hurts the Semangat (Spirit) of Singaporeans because they feel that their sense of pride and integrity has been raped by leeders whose sense of glory and vanity has robbed the leeders of their humanity.

As to why Ms Feng Tianwei is getting vitriol and not Tan Howe Liang, I can only hazard:

  • Most Singaporeans are still fearful of the PAP government and has this crazy notion that it is easier and less 'sinful' to bitch a PRC and 'police and ISD will catch' if we badmouth PAP. 
  • Tan Howe Liang was not imported for the sole purpose of winning medals to shine for PAP!

Parents can be proud of their kid when the kid say "thank you" to the cleaning lady when the lady cleans and make the eating place more appetising. Parents can be proud of their kid who is born without legs but still try to walk. Parents can be proud of their kid if the kid is not of A* calibre but still does her/his best in whatever the kid does with pride and joy.

When you are cajoled and/or threatened by RC to display the national flag, are you doing out of national pride or fear?  Are you proud of that?

When you are lucky enough to win the tickets to the NDP, are you there because of national pride, goodie bag or just suck in the atmosphere of sound and fireworks while getting bored waiting for the presidential ceremony to be over so that fun begins?

Is National Day Parade a gimmick to showboat the 'Singaporean Unity'? Or worse, a partisan political advertising gimmick in white?

Do Singaporeans really celebrate National Day with the pride of being a Singaporean?

For all I know, this video shows Singaporeans truly and spontaneously celebrating from the heart as Singaporeans! Celebrating and taking pride in not wanting to be bullied, cheated and blinded by political scums who use upgrading of lifts and flats (amongst other tricks) as threats to win votes.

Money can buy medals, sometime silver, sometime bronze, even sex
Money can buy votes, sometime enough for a majority, sometime not
Money can buy ministers, some capable, some nothing but actors
Money cannot buy loyalty, love, courage and true pride

"What do you think?"



At August 8, 2012 at 10:36 AM , Anonymous Anonymous said...

Fish, you are the best! Keep up this great work!

At August 8, 2012 at 12:00 PM , Anonymous gm . 绿效精神 said...

On the eve of our National Day, let's cast aside gimmicks that are overshadowing our country.

Do not forget to take a moment to make a wish on our National Day.

At August 8, 2012 at 12:35 PM , Anonymous Anonymous said...

That's the problem when an incumbent political power becomes too rich and powerful to really be bothered with solving their real problems. They simply can't afford to lose the game, so they just have to continue with their gimmickry.

When a Prime Minister of any country couldn't even be bothered about any perceived conflict of interests in appointing his wife as CEO, what else can we sincerely expect of him ?

At August 8, 2012 at 1:12 PM , Anonymous The Pariah said...

47 years old as a nation - Still a toddler learing how to walk upright.

May fellow Singaporeans grow up to stand tall and straight!

"Singapore is bigger than PAP" - Ngiam Tong Dow, ex-Civil Service Head.

So why are Singaporeans migrating to other lands for work/study or re-locating to other countries in retirement or nursing homes?

Instead, we must stay and claim back our country from one political party.

At August 8, 2012 at 2:56 PM , Anonymous Anonymous said...

i hope the majority of sporeans who have been following the Olympics take inspiration from the gold medal winners.
it is so obvious how much their flag and national anthem means to them.

having said that, the saddest thing for me tomorrow is to see 81 hypocrites pretending to sing the national anthem and recite the national pledge.

by the way i am inclined to believe the trio who collected the Olympic bronze and 250K, courtesy of PAP sponsors, have no clue about the lyrics and tune of our natonal anthem.

it makes me wonder if the trio had won the gold, would they have put a hand on the heart and show similar emotions when our national anthem is played ?

what do you think ?

At August 8, 2012 at 3:04 PM , Anonymous nizhemoshou said...

This is the PAP Foreign Sport Talent Scheme. Pay highest prize money for medals, still get only half past six breeds but not the top talents in their prime.
Jus like pay world highest Ministers salaries, still get half past six Ministers

At August 8, 2012 at 3:38 PM , Anonymous Anonymous said...

In the 1980s, the difference in pricing between a flat bought in the open market versus directly from HDB versus the was 150 to 200%more. What this means was that anyone who bought the flat direct from HDB was sure to make one or two hundred thousand on his flat when he sells it after staying for at least 5 years. You could use your CPF to generate cash! It was wonderful. The best part was that you could do this twice.

Some scholar must have seen this and decided that the money should be made by the government rather than the citizens. So, they came up with this brilliant idea to price flats bought directly from HDB at market price and then, give a discount to first timers. In this new situation, it is more difficult for HDB flat owners to profit from their flat considering that you need to take a much bigger loan (pay more interest) and have to return back to CPF with back interest.

Today with astronomical HDB prices even when you buy direct from them, means that there is practically no opportunity to take cash out from selling your HDB flat. This means that all your money goes back to CPF if you decide for whatever reason not to buy another property.

Then, by always changing the rules of CPF withdrawal during retirement, and keeping money in different accounts and raising the minimum sum and implementing CPF life, they get away with paying you very little at a later time.

Now, if you were to lend money to a gambler at 4% interest because he says that he can make 17% returns annually but when you ask for your money back, he keeps changing his story and ask for longer payment time etc, what would your conclusion be? I would think that the gambler actually loss money and is buying time. With each passing day, he is taking more and more risk to win back what he lost to repay me. Do you want your money back?

CPF has lost its purpose. The money in the CPF is mine, but the government treats it as if, it is theirs. CPF should be voluntary rather than compulsory.

At August 8, 2012 at 9:35 PM , Anonymous Anonymous said...

CPF is just an aspiration.
Just like our National Pledge.

Or affordable housing.

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